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Jyutping jyu4 ngau4 fu6 cung4
Pinyin rú niú fù zhòng

Definitions (Wiktionary)
  1. phrase, figuratively, idiomatic
    heavily burdened
    • 荒時暴月,向親友乞哀告憐,借得幾鬥幾升,敷衍三日五日,債務叢集,如牛負重。
      荒时暴月,向亲友乞哀告怜,借得几斗几升,敷衍三日五日,债务丛集,如牛负重。
      huāng shí bào yuè , xiàng qīn yǒu qǐ āi gào lián , jiè dé jǐ dǒu jǐ shēng , fū yǎn sān rì wǔ rì , zhài wù cóng jí , rú niú fù zhòng .
      In hard times they piteously beg help from relatives and friends, borrowing a few tou or sheng of grain to last them a few days, and their debts pile up like loads on the backs of oxen.
Examples (Wiktionary)
  1. Mandarin
    荒时暴月,向亲友乞哀告怜,借得几斗几升,敷衍三日五日,债务丛集,如牛负重。
    荒時暴月,向親友乞哀告憐,借得幾鬥幾升,敷衍三日五日,債務叢集,如牛負重。
    huāng shí bào yuè , xiàng qīn yǒu qǐ āi gào lián , jiè dé jǐ dǒu jǐ shēng , fū yǎn sān rì wǔ rì , zhài wù cóng jí , rú niú fù zhòng .
    • In hard times they piteously beg help from relatives and friends, borrowing a few tou or sheng of grain to last them a few days, and their debts pile up like loads on the backs of oxen.